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Employees of BlackRock, the world's biggest asset management firm, will soon be able to sock away money for retirement without worrying about running out of it.
The firm has teamed up with the nonprofit Commonwealth to create a workplace savings plan that aims to combat financial insecurity among low- and moderate-income Americans, the Wall Street Journal reports.
"This is not the typical retirement-savings programs, but rather an emergency-savings programs, designed to reduce the financial fragility that often affects those living on low to moderate or volatile incomes with little ability to cope with a financial emergency," says an executive at BlackRock, which has teamed up with Commonwealth to create the plans.
The savings plans, which will be available to employees of several large employers, are designed to help people who don't have access to traditional retirement savings or who don't have access to bank or other savings accounts, the Journal notes.
They're also designed to help low- and moderate-income Americans who don't have access to employer-sponsored savings plans save for a down payment on a home or for medical expenses, the New York Times reports.
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Social Entrepreneurship
Spotlight
Colombian Social Entrepreneur Hopes to Shake and Change the World
Young at 24, Juan David Aristizabal Ospina is a social entrepreneur who founded Buena Nota, a platform that accentuates social entrepreneurs and citizens in Colombia making positive changes and raising awareness about social problems that need to be addressed.
